APEX Risk Engine

APEX Risk Engine

Harness the power of purpose-built catastrophe modeling to transform renewable energy underwriting. Designed for carriers, syndicates, and MGAs, LION delivers unprecedented accuracy in risk selection — identifying what traditional CAT models miss and scoring every submission against 40+ variables specific to solar and storage assets.

Peril-Specific Modeling

Achieve unprecedented accuracy in risk assessment with modeling built specifically for renewable energy perils. LION analyzes hail stone size and velocity, wind uplift on racking systems, lightning surge propagation, and flood exposure — delivering risk scores that reflect how solar assets actually fail, not how buildings fail.

Technology Risk Scoring

Go beyond location-based risk with equipment-level intelligence. LION evaluates inverter reliability by manufacturer, panel degradation patterns, balance-of-system configurations, and firmware vulnerabilities — providing a comprehensive assessment of technology risk that traditional models completely ignore.

Operational Risk Assessment

Incorporate real-world operational factors that drive loss experience. LION scores O&M provider quality, site accessibility, vegetation management practices, and security exposure — enabling smarter risk selection based on how assets are actually maintained, not just where they're located.

Real-Time API Scoring

Integrate LION directly into your underwriting workflow with sub-5-second API response times. Process submissions instantly, generate risk reports automatically, and make confident decisions at scale. LION continuously improves with new loss data, ensuring your risk selection stays ahead of the market.

LION is more than a risk model — it's a competitive advantage. We built it because traditional CAT models fail on renewable energy, underestimating losses by orders of magnitude. With LION, you gain the accuracy and insight needed to profitably grow your renewable energy book while others struggle with unexpected losses.