
For Asset Owners
Purpose-built coverage for solar energy assets. Comprehensive protection designed for how energy infrastructure actually fails.
Partnership approach
Collaborative success
We believe in the power of partnership. When you choose us, you're not just getting a vendor – you're gaining a trusted ally committed to your institution's success.
Tailored Solutions
Expert Guidance
Continuous Support
Shared Success

For Asset Owners
Comprehensive protection designed for how solar assets actually fail. Aphelian provides coverage built specifically for renewable energy — with production-based business interruption, equipment breakdown, and claims support that gets you back online faster, not stuck in paperwork for months.
Purpose-Built Coverage
Standard property policies miss critical solar exposures. Aphelian policies are designed specifically for renewable energy — covering the perils that actually matter, with terms that reflect how your assets operate and generate revenue. No more adapting commercial property forms to fit solar.
Business Interruption
Production-based BI coverage tied to actual energy output, not arbitrary formulas. When your system goes down, you're covered for the revenue you're actually losing — with waiting periods as short as 72 hours and coverage that reflects your interconnection agreements and offtake contracts
Risk Mitigation
Identify and mitigate compliance risks proactively with our advanced risk management tools. Our solutions provide comprehensive risk assessments and mitigation strategies, helping you address potential issues before they become critical.
Claims That Actually Work
When you have a loss, R&R activates immediately. No hunting for solar-qualified contractors. No months of back-and-forth on engineering documentation. No sitting offline while adjusters figure out how your system works. R&R compresses 180+ day claims cycles to under 100 days — so you get back to generating revenue faster.
Expert Partnership
Your Aphelian team understands renewable energy — from interconnection to inverters. When you call, you talk to people who know your asset class, not generalists learning on your dime. That expertise shows up in better coverage, faster claims, and renewals that actually reflect your risk.
You built your solar asset to produce clean energy and generate returns for decades. The last thing you need is an insurance policy that doesn't fit and a claims process that leaves you offline for months. Aphelian was built by people who understand renewable energy — and built for asset owners who are tired of fighting with carriers who don't. Purpose-built coverage. Claims that actually work. A partner who gets it.
Data-driven risk scoring built on 80 years of historical climate and site data. Analyzes assets across climate equipment, and operational factors - designed specifically for renewable energy.
Peril-specific modeling
Equipment-level analysis
Built on 80 years of NOAA/NCEI data
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End-to-end claims management designed to compress recovery timelines. Engineering-led assessments, pre-vetted contractor network, and carrier-ready documentation.
Preliminary repowering engineering
Pre-arranged contractor network
Claims documentation within 45 days
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Underwriting and placement for renewable energy risks through Lloyd's of London syndicates and rated carriers. Coverage structures designed around how energy assets actually fail.
All-risk property and BI
Access Lloyd's syndicates
Lloyd's coverholder in-progress
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