For Carriers

For Carriers & Syndicates

Superior risk selection and claims outcomes for your renewable energy book. Aphelian brings the underwriting expertise, claims infrastructure, and data intelligence that carriers need to profitably grow in solar and storage — without building internal teams or learning expensive lessons from loss experience.

Risk Selection

LION scores every submission against 40+ variables specific to renewable energy — identifying risks that traditional CAT models miss. Carriers using LION report improved loss ratios because they're selecting risks based on how solar assets actually fail, not how buildings fail.

Claims Management

R&R handles the technical complexity of solar claims so your adjusters can focus on coverage decisions. Engineering documentation, contractor coordination, and settlement acceleration — all managed by specialists who understand renewable energy. The result: 20% - 35% reduction in business interruption exposure.

Portfolio Monitoring

RIMS provides continuous visibility into insured assets — tracking performance, weather exposure, and maintenance status across your renewable energy book. Know which assets are at risk before losses occur, and prepare for renewals with data instead of guesswork.

Technical Expertise

Solar isn't like other commercial property. Inverter failures, hail damage patterns, and interconnection delays require specialized knowledge. Aphelian provides the technical expertise carriers need — from underwriting support to claims consultation — so you can write renewable energy with confidence.

Capacity Deployment

Put your capacity to work in a growing market without the overhead of building internal teams. Aphelian operates as your renewable energy desk — sourcing risks, managing policies, and handling claims while you maintain underwriting authority and control.

Renewable energy is a $30 trillion market, but traditional underwriting approaches produce disappointing results. Carriers struggle with loss ratios, claims drag on for months, and internal teams lack the technical expertise to improve. Aphelian solves all three problems. We built LION because CAT models fail on solar. We built R&R because solar claims aren't building claims. And we built the MGA Platform to put it all together. The result: carriers who can profitably grow their renewable energy book while others fumble the market.